Frequently Asked Questions
What is a New Jersey Certificate of Debt?
The Division of Taxation may docket a judgment via a Certificate of Debt (COD) with the Superior Court for unpaid state tax. This enables collection actions such as liens and levies. If you received COD paperwork, contact us immediately—there are steps to request relief or negotiate terms.
Does New Jersey have first-time penalty abatement?
Unlike the IRS, NJ does not publish a universal “first-time abatement.” However, penalties may be reduced or removed for reasonable cause (e.g., serious illness, disaster, reliance on professional advice) with documentation.
Can you set up a state payment plan?
Yes. NJ offers Installment Payment Plans (IPP) once you are current on required filings and payments. Terms depend on your balance and ability to pay.
Will NJ take my refund?
Through the Set-Off of Individual Liability (SOIL) program, NJ may offset state refunds or rebates against delinquent taxes. We’ll factor SOIL into your strategy and timing.
How fast can you stop a wage garnishment or levy?
Often within 24–72 hours once we’re engaged and authorized (Form 2848). We’ll request a temporary hold while we build your plan.
Do I qualify for an Offer in Compromise?
It depends on your Reasonable Collection Potential—a formula using income, allowed expenses, and assets. We calculate this during your case review.
What does it cost?
We use flat, transparent fees. A diagnostic & compliance package is quoted first; resolution work is quoted after we see your transcripts and facts.
Do you handle state tax issues too?
Yes. We work with all 50 states, though processes and timelines vary by state agency.
Are you a law firm?
No—we are Enrolled Agents/CPAs representing you before the IRS and state agencies. For legal issues beyond tax procedure, we refer to attorneys.